Using the bank various products such as accessing Digital Banking, swiping credit cards, using debit cards, and investing in fixed deposits benefits customers. 

Here are some of the ways that FAB diverse banking options can help you maximize your benefits.

Digital Banking Channel for FAB Rewards

FAB rewards can be accessed through its digital banking channels like its mobile app. FAB mobile banking app offers a variety of rewards, including:

First Time Registration

First-time FAB mobile banking users or online banking users who register on FAB mobile banking app will receive 1000 FAB rewards. Elite customers are only eligible for these rewards.

Remittances From Abroad

FAB rewards are worth 600 for international remittances and up to 3000 per month for elite customers. Other customers receive 500 rewards per international remittance and a maximum of 2500 rewards per month.

Bill Payment Standing Instructions Setup

Elite customers receive 2000 FAB rewards when they set up a new standing instruction bill payment every month. Upon the first successful payment, your account will be credited with rewards.

FAB Rewards by Debit Cards

You can earn rewards by using three main debit cards. The following are among them:

FAB World Elite Debit Card

FAB World Elite Debit Card users can earn 60 FAB rewards for spending 100/- AED domestically in the UAE when they use the FAB World Elite Debit Card. Spending 100/- AED in foreign currency will earn you 120 rewards.

Global Debit Card

FAB World Elite Debit Card rewards are the same as those for the World Debit Card.

Platinum FAB One Debit Card

With the FAB One Platinum Debit Card, you earn 40 FAB rewards for every 100/- AED you spend.

FAB Rewards by Credit Cards

Debit cards offering FAB Rewards are limited to three types, but credit cards are available in six types.

• FAB World Credit Card:You earn five FAB rewards per 1 AED spent locally or internationally when you use the FAB World Credit Card. There is a maximum reward limit of 600,000 per month.
• FAB World Elite Credit: As with the FAB World Credit Card, the FAB World Elite Credit Card offers the same benefits.
• FAB Rewards Elite Credit Card: FAB Rewards Elite Credit Card members earn five rewards for every 1 AED spent on gaming, and four rewards for other spending. This card has a maximum rewards limit of 150,000.
• FAB Rewards Infinite Credit Card: There are the same benefits offered by the FAB Rewards Infinite Credit Card as those offered by the FAB Rewards Elite Credit Card.
• FAB Rewards Signature Credit Card: Like the FAB Rewards Elite Credit Card, you earn five rewards for every 1 AED spent on gaming, and two rewards for other spending. This card has a maximum reward limit of 75,000.
• FAB Platinum Credit Card: For every 1 AED spent on gaming, you earn five rewards, and for every 1 AED spent on everything else, you earn one reward. This card has a maximum reward limit of 50,000 per month.

How to Use FAB Rewards

FAB rewards can be redeemed in a variety of ways. Here are some ways you can utilize it:

• Playing games
• Cashback
• Vouchers and gift cards
• FAB Rewards – Transaction reimbursement 
• Utility bill payments
• Travel 
• Shop
• Etihad Guest Miles exchange, etc. 

FAQs

How Do You Get Rewards on FAB??

FAB offers many ways to earn rewards. In the article above, some of the options are discussed. For more details on FAB Rewards check FAB official website.

How Do I Convert My FAB Rewards?

Several ways are discussed in this article above for converting your FAB rewards.

Conclusion

FAB multiple banking products offer a variety of rewards. There are endless opportunities to earn rewards when using your debit card, credit card, saving your money, or investing in fixed deposits. FAB offers these services to help you maximize your banking experience.

If you’re here to know the exact process, let discuss in detail how to use FAB mobile banking to send money to anyone you want.

What is an Account Beneficiary in a Bank Account?

Beneficiaries (receivers) receive money through online bank transfers from benefactors (senders). Sending money to someone’s account requires adding them as a beneficiary in a bank account.

A Step-by-Step Guide to Adding Beneficiaries in FAB Mobile

Beneficiaries can be added easily to FAB Mobile. The following is a detailed step-by-step guide for adding beneficiaries to FAB Mobile banking.

• Open FAB Mobile: Open your FAB Mobile app. Visit the Google Play Store or App Store to download it if you haven’t already.
• Login: Enter your username and password to log in.
• Select Transfer: Please select the “Transfer” button on the home screen.
• Add Beneficiary: Select the “Add Beneficiary” button at the top of the screen.

• The next step is to select the beneficiary type. In this step, you have four options to choose from, including FAB to FAB, Within the UAE, International Transfers, and SMS Cash.
• Select Transfer Type: Select whether you want to send money instantly, make a SWIFT transfer, or transfer to a mobile wallet.

• Search Bank: If you want to send money to India, you select an international transfer as your beneficiary type. Select the country, city, bank name, or swift code of the beneficiary bank to find it.
• Select the Bank: After entering all the details, select the bank.
• Enter Beneficiary’s Bank Details: You must now enter the beneficiary bank details: IBAN or account number, currency, bank address, country, etc.

• Search Bank: You select an international transfer as your beneficiary type if you want to send money to India. Find the beneficiary bank by entering the country, city, bank name, or swift code.
• Select the Bank: Select the bank after entering all the details.
• Enter Beneficiary Bank Details:In this step, you must enter the beneficiary bank details: IBAN or account number, currency, bank address, country, etc.

FAQs

How Long Does FAB International Transfer Take?

Your beneficiary bank usually receives the money within 1-5 business days, depending on the country you send it to.

Is Adding a Beneficiary Free of Cost in FAB Mobile?

FAB does not charge only for adding a beneficiary to your FAB Mobile banking app.

Can I Deposit Cash In the FAB ATM?

yes.You can do that. Learn how to deposit cash in the FAB ATM in our full guide.

Conclusion

A beneficiary must be added before a payment can be made, regardless of whether it is internationally or domestically. Especially helpful for new users, this article provides a step-by-step guide on how to add a beneficiary to your FAB Mobile app. This detailed guide is intended to be helpful to you. Wishing you good luck with your banking experience at FAB!

FAB customers have the privilege of performing certain actions conveniently and instantly, so let’s walk you through a step-by-step guide on how to block FAB debit cards.

FAB Debit Card Blocking Methods

You can block your FAB debit card in three ways.

• FAB Mobile App
• FAB Online Banking
• FAB Customer Service Centre

These three methods allow you to deactivate your card immediately and avoid expected financial losses. Let discuss each process in detail one-on-one.

FAB Mobile Debit Card Blocking

Follow the exact step-by-step guide:

• Step 1: Log in to your account on the FAB mobile app.
• Step 2: Click the cards tab at the bottom of the screen.

• Step 3: Click the “Block and Replace” button.

The FAB Mobile App provides a temporary freeze option if you are unsure about your card’s status or suspect potential unauthorized activity. You can temporarily suspend card usage while you assess the situation.

By using Online Banking

Follow the steps below to block your card through online banking.

• Step 1: Sign in to FAB Online Banking.
• Step 2: Select the ‘Debit Cards’ section.
• Step 3: Select ‘Block Debit Card’ below the relevant card information.
• Step 4: Confirm your action to block your card.

Through The Customer Service Center

Contact FAB customer service if you do not have access to your FAB mobile banking app or online banking. In order to accomplish this:

• Step 1: Contact the FAB 24-hour Contact Centre at 600 52 5500 within the UAE, or +971 2 681 1511 outside the UAE.
• Step 2: Follow the automated prompts or contact customer service.
• Step 3: Confirm the blocking of your card by providing the necessary details.

Importance of Blocking a Lost or Stolen Credit Card

You should block your card right away if you have found it lost or stolen. Your funds will be protected from unauthorized access, fraudulent transactions will be minimized, and your financial integrity will be safeguarded. Always block your card as soon as you encounter such a situation.

FAQs

How Do I Block My FAB Card?

Follow one of the three methods in this article to block your FAB card.

Can I Block My Card Online?

Either FAB Mobile or FAB Online banking can be used to block your card online.

Can I Block My FAB Debit Card Permanently?

The FAB mobile banking app offers two options when blocking your card. Either permanently block it or temporarily freeze it.

Conclusion

Blocking your FAB debit card in cases of loss, theft, or suspected misuse is the first step in safeguarding your finances. It is possible to decrease potential risks and ensure the security of your funds by using the three methods in this article, such as blocking your debit card through the FAB mobile banking app, online banking, or customer service.

Read Also: Fab Balance Check

• Enter *894# on your registered phone number.
• Select option 2 for transfers.
• Enter the recipient’s account number in the next input box.
• Click on the recipient’s bank.
• Enter the amount you wish to transfer in the amount input box.
• You will see the transaction details in a popup screen.
• Click OK to confirm the details.
• You must enter a 5-digit PIN to authorize the transaction.

• The First Bank app will launch on your device.
• Please log in to your account.
• Select the trans-transfer option from the menu tab.
• You can transfer funds to any bank account you choose.
• Select the recipient’s bank and enter their account number.
• Enter the amount you wish to transfer on the next screen.
• Next, click.
• Please confirm the transfer details in the popup window and click OK.
• You will need to enter your 5-digit PIN and click submit to complete the transaction.

I hope these two methods make it easier for you to transfer money from First Bank.

Transferring money from your First Bank account is made easy through either the USSD code or the mobile app. Both methods provide secure and efficient ways to send funds to any bank account, enhancing your banking experience.

You have come to the right place if you are also doing the same and want to know how to change the mobile number in FAB Ratibi Card. Here a step-by-step guide.

FAB Ratibi Card| How to Change Mobile Number

Your mobile number can be changed in FAB in two ways. Either the mobile banking app or online banking can be used to change it. We will discuss each method one by one.

FAB Mobile Banking App| Changing Phone Number

Install the FAB mobile banking app on your mobile phone first, if you don’t already have it. Follow the simple step-by-step instructions below after you have downloaded and installed the app.

• Open Your FAB Mobile Banking App: FAB mobile banking app is the best way to change your mobile number in the Ratibi card. To log in, type your username and password.
• Go To Your Profile: Click on Edit your personal details once you are logged in to your account.
• Change Your Mobile Number: Locate the mobile number option under the personal details section. You can now proceed to the next step by entering your new mobile number and clicking the continue button.
• Write Verification Code: Your email address and updated mobile number will receive a verification code, copy it and paste it into the brackets.

Online Banking Phone Number Change

Follow these steps to update the mobile number on your FAB Ratibi card:

• Log in to Your Online Banking: Log in to your FAB online banking account using your username and password.
• Select Services: Select the services section and then other services on the main screen.
• Update Mobile Number: You can update your mobile number under the other services section.

Congratulations! Following these step-by-step instructions, you have successfully changed your mobile number in your FAB Ratibi Card.

FAQS

Are There Any Fees Associated With Changing The Mobile Number?

No, you won’t be charged for changing your FAB-registered mobile number.

How Long Does it Take to Update the Mobile Number in Fab Ratibi Card?

After you change your phone number through any of the above methods, it is updated instantly without any delay.

Can I Change My Mobile Number Multiple Times?

FAB does not limit the number of times you can change your mobile phone number, but it is best to read the official terms and conditions.

Conclusion

Keep your mobile number up-to-date with your FAB Ratibi Card to stay informed and keep your account secure. Either through the FAB mobile app or online banking, you can easily update your mobile number by following the above methods and step-by-step guides.

Many official and financial procedures require this document, such as filing income tax returns and applying for loans. If you have a FAB Bank account and want a copy of your bank statement, it isn’t a problem.

This article will give you a step-by-step guide on how to easily get your FAB bank statement online.

Two ways are available to access your FAB Bank statement online. Firstly, you can browse the FAB Bank website, and secondly, you can download the FAB Bank mobile app.

The following steps will explain how you can obtain your statement from both methods:

If you don’t have the FAB Bank mobile app, you can get your bank statement via the FAB Bank website.

Step 1: FAB Bank members can log in to their accounts by visiting the website.  Please click on the following link to log in:

Step 2: Select the “Credit Card” option from the menu once you’re logged in.

Step 3: Select “Download Statement” from the drop-down menu after clicking on the card.

This will allow you to download your FAB Bank Statement directly from your desktop or mobile device.

The FAB Mobile App is the best option if you want to receive your bank statement regularly and easily.

Step 1: The first thing you need to do is download the FAB Bank App from your Android Play Store or iPhone App Store.

Step 2: Log in to the FAB bank mobile app after you have downloaded it.

Step 3: Then select “Cards” from the menu bar.

Step 4: Then, click “Download E-Statements,” and your FAB Bank statement will be available for download.

Enjoy the following benefits with your First Abu Dhabi e-statement or FAB statement:

• There is no difficulty accessing the statement of First Abu Dhabi Bank. You can download them anytime using your laptop or the FAB app on your phone.
• FAB bank accounts don’t require you to visit a branch or wait for paper statements to arrive. Logging into your FAB bank account online will allow you to download your statement within minutes.
• FAB statements are protected by an encrypted username and password. When you have a FAB account, you can access your statements securely using your password.
• You can find a summary of all the debits and credits on your FAB statements. This allows you to keep track of your bank activity and transactions. FAB statements can also assist you in detecting suspicious activities.

FAB bank statements online make tracking your transactions easy, secure, and convenient. A statement of your account activity and finances makes it easy to keep track of your finances.

What is FAB and FAB Mobile?

FAB is the abbreviation of First Abu Dhabi Bank which is the largest bank in the United Arab Emirates. To learn more about opening an account with FAB, you can visit our guide on “How to Open a Bank Account in FAB”.

FAB Mobile, on the other hand, is the mobile banking application of FAB available on Android and Apple devices. With FAB mobile, you can perform numerous tasks such as viewing your FAB Balance, transferring money to your clients, making payments for utility bills, sending money to your loved ones across the country, and managing your cards.

How to Deposit Cash in FAB ATM? A Detailed Process

Follow the step-by-step process to deposit your cash:

• Find an ATM Machine: Find a FAB ATM near you.
• Deposit Option: Click on the deposit button on your FAB ATM.
• Select a Language: Select a language in which you want to proceed with i.e. English or Arabic.
• Select Deposits: If you have selected English as your preferred language, you’ll see “Deposits” on the next screen along with other options, click on the “Deposits” button.

• Choose Deposit Option: You will see two options, Cash Deposit or Cheque Deposit. Select the “Cash Deposit” option.

• Enter Your Account Number: Next, click on the “Enter Account Number” and type it. Once the account number is typed, press enter to continue.

• Insert Your Emirates ID Card: A screen showing “Please insert your Emirates ID Card” will be displayed, insert your ID card in the ID card section of the ATM.

• Collect Your Card: Next, the machine will read your card, and once it does successfully, collect it from the machine.
• Insert Cash: Insert the cash into the ATM machine. The inserted amount will be displayed on the screen, once you confirm it’s the same amount you have inserted into the machine, click on the next button to proceed.

• Confirm Details: Confirm your details like your name, account number, and cash by clicking on the confirm button.

Congratulations! You have successfully deposited cash into your account through a FAB ATM machine.

FAQs

Can I Deposit The Check by ATM Machine in FAB?

Yes, you can deposit a check in your FAB ATM along with cash.

What Other Activities Can I Perform at FAB ATM?

At FAB ATMs you can also check your balance, view mini statements, pay with your credit card, and change your PIN.

Can I Also Use the FAB Mobile App to Transfer Money?

Yes, FAB mobile offers an easy way to transfer money to beneficiaries. Check out our recent article to learn how to add beneficiaries to FAB mobile for online transfers.

Is It Possible to Block my FAB Debit Card?

You can easily block your card. You can read our guide on how to block your FAB Debit card to learn more about the process.

Conclusion

ATMs make it easy to deposit cash into your FAB account. At the time of cash deposit, you will need your Emirates ID card, as discussed briefly in the article. Select a language, enter your account number, insert your Emirates ID card, and confirm your details.

Employees who receive their cards can make e-payments, shop online anywhere in the world, and withdraw money from ATMs across the country.

Check Your Ratibi Balance

Employee Benefits for FAB Ratibi Cards

Having used the Ratibi card myself, I have enjoyed countless benefits. Employees have access to the following features:

Alerts Via SMS

When your salary is credited to your card, you receive an instant message informing you of the transaction. The main point is that it costs you nothing. Free message alerts keep you informed about your transactions.

Bank Account Not Required

Ratibi cards don’t require a bank account, which is one of their benefits. Full banking services are available without a traditional bank account. Make a money transfer online, shop from e-commerce sites like Amazon, Noon, or any Shopify store, or withdraw cash from an ATM. Your card can be used as beneficially as you like. 

The only catch is that you cannot apply for the card on your own. In the UAE, you need an employment visa and a monthly salary of 5000/- AED. On your behalf, your employer will arrange all the documents and apply for the card.

Options For a Wide Range of Uses

Ratibi cards are accepted on Mastercard and Visa networks worldwide. Payments can be made easily without heavy bank charges with a variety of options available to you.

Support For Customers

FAB’s Ratibi customer support is available 24 hours a day, 7 days a week.  Should there be an issue, you can contact their customer service center, and depending on the type of issue, it will be resolved within a few days. 

They can be contacted at 600522298 in the UAE, and at +971(2)4996279 for international services.

Pin Code For Security

Upon receiving the card, you can select your PIN at any of the FAB’s ATMs in the UAE. You will be able to make your card more secure this way. Create a unique pin that only you know.

Compliant with WPS

The Ratibi card follows the UAE’s Government’s wage protection guidelines (Wages Protection System). Your salary is not only known to you and your employer, but is processed by the UAE’s WPS system as well. 

Employees benefit from this system since unpaid salaries are prevented. Your salary is not paid on time if you do not receive it on time. After a certain period of time, if you still haven’t received it, your employer is contacted by the Government informing them to process it as soon as possible. Read our detailed guide to check your salary and FAB Bank balance.

FAB Ratibi Card Benefits For Employers

Employers, too, can benefit from FAB’s Ratibi payroll solution, even though its benefits are more expansive for employees.

Transferring Salary Securely

You can securely transfer salaries to your employees’ Ratibi cards from your corporate bank account. By using your mobile phone, you can make salary transfers more convenient and secure.

Solution That is Stress-Free

With Ratibi’s easy-to-pay salaries, you can relax. The majority of WPS systems in the UAE work through financial institutions, such as money exchanges. Register your employees in one of the UAE’s money exchanges and apply for their WPS accounts. In order to transfer your employees’ salaries, you’ll need to visit them every month and pay them in cash. 

Using FAB Ratibi payroll solution, on the other hand, sending salaries to your employees has never been easier.  

Among other FAB Ratibi card benefits for employers are salary processing according to corporate requirements, real-time card management of employees via online banking, and fully automated wage services.

FAQs

Can I Deposit More Cash Into My Ratibi Salary card?

Because Ratibi cards are solely designed for salary deposits, you cannot deposit more cash into them

Is Ratibi Prepaid Card and FAB Debit Card The Same?

Although both cards work similarly, they are not the same. You can only obtain a FAB debit card if you have a bank account, whereas your employer can apply for a Ratibi card on your behalf.

Can I Use The Card for Online Shopping?

Yes, you can use the card for online shopping as well as other e-payments.

Conclusion

Both employees and employers benefit from the Ratibi prepaid card. With a payroll-specific debit card, you can enjoy the benefits of a debit card without having a bank account. 

In the UAE, it works very well since most banks require a high monthly income to open a bank account. It’s a stress-free, easy-to-maintain payroll solution for employers to transfer salaries to their employees from the convenience of their phones.

FAB ATM Cash Withdrawal Limit Per Day in UAE

Daily ATM Cash Withdrawal Limits

FAB offers different types of accounts with varying benefits. Here’s a summary of the daily ATM cash withdrawal limits for two of their main account types:

• Basic Account: AED 50,000
• Business Advantage: AED 50,000

Both Basic Account and Business Advantage customers can withdraw up to AED 50,000 per day from an FAB ATM. This substantial limit ensures that customers have easy access to their funds whenever needed.

Daily POS Transaction Limits

Alongside ATM withdrawals, FAB customers can also benefit from high daily POS (Point of Sale) transaction limits:

• Basic Account: AED 75,000
• Business Advantage: AED 75,000

With a daily POS transaction limit of AED 75,000, FAB account holders can make significant purchases without worrying about exceeding their transaction limits.

Fees for Cash Withdrawals on Other Bank ATMs

While withdrawing cash from an FAB ATM is free, there are nominal fees associated with using other banks’ ATMs, both within the UAE and across the GCC (Gulf Cooperation Council) countries.

• UAE Switch (per Transaction): AED 2
• GCCNET (per Transaction): AED 6

The UAE Switch fee of AED 2 applies when you withdraw cash from a non-FAB ATM within the UAE. For cash withdrawals in other GCC countries via GCCNET, a fee of AED 6 per transaction is charged.

UAE Switch and GCCNET

• UAE Switch: This is a network that allows bank customers in the UAE to use ATMs of other banks for their transactions. The AED 2 fee is relatively low, making it convenient for users who might not have an FAB ATM nearby.
• GCCNET: This ATM network links all the GCC national switches, enabling seamless cash withdrawals across the GCC countries. Despite the AED 6 fee per transaction, it provides flexibility and ease for FAB customers traveling within the GCC.

Benefits of High Withdrawal and Transaction Limits

1. Convenience: High daily limits ensure that you can access large amounts of cash or make significant purchases without multiple transactions.
2. Flexibility: Whether you’re shopping, dining, or traveling, having high transaction limits provides financial flexibility.
3. Travel Ease: For those frequently traveling within the GCC, the ability to withdraw cash from various ATMs ensures you’re never short on cash.

Conclusion

FAB’s ATM cash withdrawal and POS transaction limits are designed to offer their customers convenience, flexibility, and ease of access to their funds. With substantial daily limits and nominal fees for using non-FAB ATMs, managing your finances becomes more straightforward whether you are in the UAE or traveling across the GCC.